Let Premier Financial Credit Union lift your financial future.  Whether your savings for retirement, a new home or for household expenses.  PFCU has the product to meet your short and long term investment goals. Your deposits are insured by the NCUA up to $100,00.  Individual Retirement Accounts are insured up to $250,000.    To learn if your deposits can be insured for more, contact Member Services at 866.416.3700. Featured Deposit Product: 12-Month CD*     RATE                                    APY*                3.30%                  3.34% Other CD rates & terms available starting at $1,000 Financial Calculators Deposit Products Available.  Click on the product type for more information. Tiered Savings Accounts - Great for short term savings goals.  Also, the place to keep your monthly living expenses. Premier Checking - Better than FREE.   No monthly maintenance fees, pays dividends, free Visa Debit Card with unlimited transactions. Certificates of Deposit - Terms of three to 60 months with great rates. Individual Retirement Accounts - We offer both traditional and Roth.  Your investment options include an IRA Share Account and IRA CDs with terms of 12 to 60 months available. Christmas Club Account - Be debt free for the holidays. Youth Accounts - Teach your children and/or your grandchildren the value of saving and proper credit use.  We offer web-based tools that are both fun and informative.  *Annual Percentage Yield (APY). APY current as of October 1, 2008 and can change without notice.  CDs may have a significant penalty for early withdrawal.