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AUTO               BOAT & RV               POWERSPORT               HOME EQUITY

PREMIER EQUITY LINE               MORTGAGE             VISA               PERSONAL

 

*All Annual Percentage Rates (APR) are as-low-as and based on applicant's credit history. 

Maximum loan term subject to Loan Officer approval.

Rates are current as of July 1, 2008.   Rates can change without notice.

2007 - 2008 Cars and Light Duty Trucks

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APR*

  up to 60 months

 

5.99%

  61 to 72 months  

6.75%

2005 - 2006 Cars and Light Duty Trucks

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  up to 60 months  

6.75%

  61 to 72 months  

7.25%

2004 & older Cars and Light Duty Trucks

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  up to 48 months  

6.75%

2007 - 2008 Boat - RV - Motor Home - Camper - Trailer

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  up to 84 months

     $19,999 or less

6.99%

  up to 120 months

     $20,000 to $39,999

6.75%

  up to 180 months

     $40,000 or greater

6.50%

       2006 & older   Boat - RV - Motor Home - Camper - Trailer

add 0.50% to applicable rate

2007 - 2008 Snowmobile - Motorcycle - ATV - Personal Watercraft

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  up to 60 months

     $11,999 or less

7.99%

  up to 72 months

     $12,000 to $19,999

7.99%

  up to 84 months

     $20,000 or greater

7.99%

      2006 & older   Snowmobile - Motorcycle - ATV - Personal Watercraft

add 0.50% to applicable rate

Home Equity Loans

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   Premier Equity Line1 

     $10,000 to $250,000

5.00%

   Closed End2 - up to 84 months

     $5,000 to $9,999

5.99%

   Closed-End2 - up to 120 months

     $10,000 to $250,000

call for rate

   Closed-End Balloon2 - 84 month term with a 360 month amortization schedule

     $10,000 to $250,000

call for rate

Mortgage Loans

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  for Purchase, Refinance, First Time Home Buyer

call (800) 356-9728 ext 1211

call for rate

Visa                

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  Platinum Preferred Visa with ScoreCard Bonus Points  

8.90%

  Visa Classic  

12.90%

LifeStyle/ Personal Loans

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  up to 48 months  

8.90%

Holiday Loans - Limited Time Only - Oct. 1st - Jan. 31st

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  12 months   

8.90%

Share / CD Secured Loans

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  Share Secured - 12 month term with up to a 60 month amortization schedule

 

5.50%

  CD Secured up to 60 months or to CD maturity (lesser term)  

 CD Rate + 3.00%

* All Annual Percentage Rates (APR) are as-low-as and based on applicant's credit history.   Maximum loan term subject to Loan Officer approval.  Rates are current as of October 1, 2008.  Rates can change without notice.
1 Premier Equity Line Annual Percentage Rate (APR) is based on applicant's credit history. Current APR is 5.00%.   Not everyone will qualify for APR listed.  Rate is adjustable according to published Prime Rate in the Wall Street Journal.  Maximum APR will never be more than 6% above the initial APR or 15% (which ever is less). APR cannot increase or decrease by more than 2 percentage points in any one-year period.

 2 Property, Appraisal, Title and/or flood insurance, if applicable, is required.

Premier Financial Credit Union is an Equal Housing Lender


Premier Financial Credit Union
38770 Garfield
Suite 120
Clinton Township, Michigan 48038
866-416-3700
Fax: 586-416-3701
info@premierfinancialcu.org