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Rates >> Savings Rates

 

All Annual Percentage Yields (APY) current as of July 1, 2009 and can change without notice.

 

Primary Savings   effective 7/1/2009 to 9/30/2009                              Financial Calculators

Rate

APY*

    $5 to $10,000

0.10%

0.10%

    $10,001 to $25,000

0.10%

0.10%

    $25,001 to $50,000

0.25%

0.25%

    $50,001 to $75,000

0.25%

0.25%

    $75,001 and up

0.50%

0.50%

    1
Premier Checking       4/1/2009 to 6/30/2009                                      Financial Calculators

Rate

APY*

    (Minimum balance of $5)

 0.10%

 0.10%

    1
Christmas Club Account      4/1/2009 to 6/30/2009                              Financial Calculators

Rate

APY*

    (minimum balance of $5)  Funds are deposited to your Savings Account the last week of October.

0.10%

0.10%

 

Certificates of Deposit**         Financial Calculators

Rate

APY*

    3 months

0.30%

0.30%

 

    6 months

0.65%

0.65%

 

    9 months

0.90%

0.90%

 

  12 months

1.00%

1.01%

 
  18 months

1.15%

1.16%

 

  24 months

1.30%

1.31%

 

  36 months

1.40%

1.41%

 

  48 months

1.45%

1.46%

 
  60 months

1.55%

1.56%

 
 
Individual Retirement Account (IRA)    4/1/2009 to 6/30/2009              Financial Calculators

Rate

APY*

    IRA Savings Account (minimum balance of $5)

0.10%

0.10%

 
IRA CDs**                          Financial Calculators

Rate

APY*

  12 months

1.00%

1.01%

 
  24 months

1.30%

1.31%

 
  36 months

1.40%

1.41%

 
  48 months

1.45%

1.46%

 
  60 months

1.55%

1.55%

 

Health Savings Account (HSA)    4/1/2009 to 6/30/2009                            Financial Calculators

Rate

APY*

    HSA Transaction Account (minimum balance of $5) with HSA VISA Debit Card (no check access)

0.25%

0.25%

HSA CDs**                                    Financial Calculators

Rate

APY*

 

    3 months

0.30%

0.30%

 

    6 months

0.65%

0.65%

 

    9 months

0.90%

0.90%

 

  12 months

1.00%

1.01%

 
  18 months

1.15%

1.16%

 

  24 months

1.55%

1.56%

 

  36 months

1.65%

1.66%

 

  48 months

1.70%

1.71%

 
  60 months

1.80%

1.81%

 

Interest compounding quarterly on daily balance.

*All Annual Percentage Yields (APY) current as of July 1, 2009 and can change without notice.

**CDs, IRA CDs, and HSA CDs have a Penalty for early withdrawal: 30 day penalty for maturities up to and including 1 year and 90 days for maturities over 1 year.  IRA CDs have a 120 penalty.  CDs and IRA CDsAutomatic renewal with 7 calendar day grace period.  Renewal notices to be sent out 30 calendar days before maturity


Premier Financial Credit Union
38770 Garfield
Suite 120
Clinton Township, Michigan 48038
866-416-3700
Fax: 586-416-3701
info@premierfinancialcu.org