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Rates >> Savings Rates

 

All Annual Percentage Yields (APY) current as of October 1, 2008 and can change without notice.

 

Primary Savings   effective 10/1/2008 to 12/31/2008                                  Financial Calculators

Rate

APY*

    $5 to $10,000

1.00%

1.01%

    $10,001 to $25,000

1.25%

1.26%

    $25,001 to $50,000

1.50%

1.51%

    $50,001 to $75,000

1.75%

1.77%

    $75,001 and up

2.00%

2.02%

    1
Premier Checking       10/1/2008 to 12/31/2008                                            Financial Calculators

Rate

APY*

    (Minimum balance of $5)

 1.00%

 1.01%

    1
Christmas Club Account      10/1/2008 to 12/31/2008                                   Financial Calculators

Rate

APY*

    (minimum balance of $5)  Funds are deposited to your Savings Account the last week of October.

1.00%

1.01%

 

Certificates of Deposit**         Financial Calculators

Rate

APY*

 

$1,000

& greater

    3 months

2.45%

2.47%

    6 months

2.95%

2.98%

    9 months

3.20%

3.24%

  12 months

3.30%

3.34%

  18 months  

 

3.30%

3.34%

  24 months

3.45%

3.49%

  36 months

3.55%

3.60%

  48 months

3.60%

3.65%

  60 months

 

 

3.70%

3.75%

 
Individual Retirement Account (IRA)    10/1/2008 to 12/31/2008                     Financial Calculators

Rate

APY*

    IRA Savings Account (minimum balance of $5)

1.00%

1.01%

 
IRA CDs**                          Financial Calculators

Rate

APY*

 

$1,000

& greater 
  12 months

3.30%

3.34%

  24 months

3.45%

3.49%

  36 months

3.55%

3.60%

  48 months

3.60%

3.65%

  60 months

3.70%

3.75%

Health Savings Account (HSA)    10/1/2008 to 12/31/2008                                Financial Calculators

Rate

APY*

    HSA Transaction Account (minimum balance of $5) with HSA VISA Debit Card (no check access)

2.50%

2.52%

HSA CDs**                                    Financial Calculators

Rate

APY*

 

$1,000

& greater

    3 months

2.30%

2.47%

    6 months

2.95%

2.98%

    9 months

3.20%

3.24%

  12 months

3.30%

3.34%

  18 months  

 

3.30%

3.34%

  24 months

3.45%

3.49%

  36 months

3.55%

3.60%

  48 months

3.60%

3.65%

  60 months

 

 

3.70%

3.75%

Interest compounding quarterly on daily balance.

*All Annual Percentage Yields (APY) current as of October 1, 2008 and can change without notice.

**CDs and HSA CDs have a Penalty for early withdrawal: 30 day penalty for maturities up to and including 1 year and 90 days for maturities over 1 year.  IRA CDs have a 120 penalty.  CDs and IRA CDsAutomatic renewal with 7 calendar day grace period.  Renewal notices to be sent out 30 calendar days before maturity


Premier Financial Credit Union
38770 Garfield
Suite 120
Clinton Township, Michigan 48038
866-416-3700
Fax: 586-416-3701
info@premierfinancialcu.org