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News & Notes >> What's New

 PFCU is on the Move!

After 70 wonderful years of providing superior service to our members at the Noble Complex on Hobson St. in Detroit, the Noble Branch will be moving.

We are happy to announce that PFCU will be opening a new Branch Office in the MichCon Allen Road Service Center located in Melvindale.  The new office is scheduled to open once construction on the new office is completed in the Fall of 2009.

The Noble Office will be closing on or before June 5, 2009 due to the building being vacated.  Please forward all mail, payments, and future correspondences to our main office in Clinton Township.  Please also feel free to call our Clinton Township office toll free at 866-416-3700 if you have additional questions regarding the move.

During the transition we remind all members that Premier Financial Credit Union is a member of the CO-OP ATM Network and the CU Service Center Network.  You can the ATM and/or Service Center that is closest to you by clicking on the links at the bottom of this page.

 71st Annual Meeting and Membership Appreciation Dinner

Premier Financial Credit Union's Annual Meeting and Member Appreciation Dinner was held on March 12, 2009 in St. Clair Shores, MI.  Nearly 300 members attended this annual event.

The membership appreciation dinner treated members to a great meal of roast beef and chicken cooked to perfection by the Barrister Gardens Staff.

After the meal, several members of the board of directors recapped the previous year and detailed the credit union's financial condition.  The President-CEO then gave an overview of the issues and challenges facing Premier in 2009.

During the business meeting, members re-elected Rochelle Caslin, Michael Glick, and Gerald Wenzel to the Credit Union's Board of Directors to serve the ensuing three year term.

As we enter out 71st year of business and prepare for our 72nd Annual Meeting please mark your calendars for our next meeting to be held in March 2010.

 

 

 Important Update to "It's Me 247" Online Banking

Do you have the It's Me 24/7 link saved in your Favorites?  If so, click on the link below and re-save in your favorites as the address has changed.

Online Banking Login

It's Me 247 Online Banking has a new address!  The  URL on our website has been changed to use a different address to get to online banking.  Be sure to update your browser favorites to match the link here!

www.itsme247.com/119

 Identity Theft - Be aware of scams!

Identity Theft is a major problem in today's society.  To help prevent the crime you must be aware of all the different ways predators are trying to obtain your information.  Remember that your credit union will never ask you to click on a link in an email and provide sensitive information.  No financial institution should ever do this.  If you are suspicious of an email the first thing to check is the email address that sent you the suspicious email.  If and email is from us it will end with "@premierfinancialcu.org."  If you are ever unsure about information that is representing itself as credit union material, don't hesitate to call us at 866-416-3700.

Examples of recent fraudulent emails that are in circulation:

  • Payment Protector Plan email that looks like it's from CUNA - email includes a graphic from the CUNA website with their logo.  The email offers a "Payment Protection Plan" and asks you to click on a link to activate the free plan.  This is a SPAM email and you should not click on the link.
  • CO-OP Services Credit Union Automatic Notification - this email also includes a logo and a graphic for CO-OP Services Credit Union and states you must click on a link to renew your "payments and transfers services."  Again, please be advised this is a SPAM email and you should not click on the link. 

Also, be aware if an email is asking you to call a number to verify information.  Please remember that Premier Financial Credit Union will never ask you to call a number or click on a link in an email to verify information.  We respect the privacy of your personal information and want to do everything in our power to keep your information safe.  That is exactly why we recently converted to stronger passwords for online banking users. 

For more information about online safety please visit www.cusecure.org.  This site is helpful to explain more about phishing, email fraud, and ways to protect yourself.

Before you fall victim to identity theft you should consider Pre-Paid Legal, Inc.  Pre-Paid Legal offers an Identity Theft Shield program to provide continuous credit monitoring and help with identity Restoration should the unthinkable happen.  Pre-Paid Legal also offers a legal plan to assist with legal consultation, letters, contract review, will preparation, minor and major legal expenses, etc.  To sign up visit www.prepaidlegal.com/hub/p_creditunion.

 

 Auto and Home Insurance Discounts for Credit Union Members

The benefits of credit union membership continue to grow.  Premier Financial Credit Union Members receive exclusive group pricing through the following companies.

It makes perfect sense.   You get a large group of people together and they all share in the economies for lower cost.   It's the principle that founded credit unions.   And, it's the same philosophy that drives AAA Group Insurance.  Call (866) AAA-MICH for a quote or click the Logo at left.
   

 

Premier Financial Credit Union members may be eligible for discounted auto insurance rates from Nationwide!

In Michigan Call: Olmstead Insurance Agency at (586) 465-3473

Everywhere Else Call: Nationwide Sales Solutions at (866) 556-SAVE 

  

  

You can save money on your personal insurance through an outstanding benefit program designed especially for credit union members.    As a member, you can buy your automobile and homeowners coverage at special group discount rates. And your policies will be underwritten by Citizens Insurance Company of America, a company with over 80 years of experience.  Call (800) 966-4768 for a quote or click the Logo at left.

Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the National Credit Union Administration or any other federal government agency.

 

 Get Your Free Credit Report

FACT ACT: The United States Congress has given you a tool to help ward off identity theft—the ability to monitor your credit reports for free.

The Fair and Accurate Credit Transactions Act of 2003 (FACTA) grants you one free credit report per year from each of the three nationwide consumer credit reporting companies—Equifax, TransUnion and Experian. You can request one, two, or all three reports at the same time, or stagger your requests over a 12-month period. One advantage of ordering all your reports at one time is you can compare the information each of the bureaus has collected on you. However, if you opt to order a report every four months, you'll be able to see any unauthorized activity that's occurred in the previous months. 

How to order your reports.  You can order free reports on-line at www.annualcreditreport.com.  You can also request your reports by phone by calling toll free (877) 322-8228, or complete the Annual Credit Report Request Form (download it at https://www.annualcreditreport.com/cra/requestformfinal.pdf) and mail it to: Annual Credit Report Service, P.O. Box 105281, Atlanta, GA 30348-5281. Phone and mail requests will be processed within 15 days of receipt. Allow 2-3 weeks for delivery.

Why it's important.Your credit history is your It's resume. It's what credit grantor's, landlords, employers and insurance companies use to determine your credit worthiness. The better credit you have, the better interest rates you'll secure on loans. So, it's in your best interest to make sure the information contained in your report provides an accurate picture of your financial history.

Protect your identity.Identity theft claimed some 10 million victims in 2002 alone, according to the Commission's Trade Commission’s (FTC) “Identity Theft Survey Report” conducted in September of 2003. According to the report, the total cost of identity theft to the consumer victims was $5 billion. Approximately 52 percent of the identity theft victims (approximately 5 million people) discovered that they were victims of identity theft by monitoring their accounts.

By reviewing your credit report periodically you can stay on top of any unauthorized credit accounts that have been set up in your name. You’ll also be able to see inquiries that you didn't initiate and any suspicious debts on your legitimate accounts.

Spot mistakes before they wreak havoc. A June 2004 study by the National Association of State Public Research Interest Groups (U.S. PIRG) revealed some alarming facts surrounding the accuracy—rather, the inaccuracy—of information contained in credit reports.

The consumer advocacy group's study, which looked at credit reports belonging to 200 adults in 30 states, found that almost 80 percent of the reports contained mistakes, including misspelled names, wrong social security numbers and inaccurate birth dates. Other errors included closed accounts listed as active, loans listed multiple times and loans not listed at all. Most disturbingly, the same study found that one in four credit reports contained errors grave enough to impact the consumer's ability to acquire affordable credit, and can even result in the denial of loans, housing and employment.

It's your right; it's my right. While FACTA stops short of curbing the exchange of information between credit agencies and parties interested in your credit history, it empowers you, the consumer, to make certain the information is both accurate and up to date. 

 

 

 

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Premier Financial Credit Union
38770 Garfield
Suite 120
Clinton Township, Michigan 48038
866-416-3700
Fax: 586-416-3701
info@premierfinancialcu.org